Megasari, Rita, Yulistina Yulistina, and Pipit Novila Sari. 2026. “The Effect of Electronic Banking Transactions on Banking Fee-Based Income: (A Study on Commercial Banking Companies in Indonesia Listed With the Financial Services Authority (OJK) for the 2021–2024 Period)”. International Journal Of Education, Social Studies, And Management (IJESSM) 6 (1):315-31. https://doi.org/10.52121/ijessm.v6i1.1044.