Roren, Y., Puan, A., Bonamanobing, R. and Alviansha, A. (2025) “The Role of Microfinance Institutions in Micro, Small and Medium Enterprises (MSMES): a Case Study of Budi Gadai”, International Journal Of Education, Social Studies, And Management (IJESSM), 5(1), pp. 153–160. doi: 10.52121/ijessm.v5i1.608.