Hani, Fildzah, et al. “The Impact of Microfinance Institutions on the Growth of Umkm: A Case Study of Baitul Maal Wa Tamwil (BMT) at Al-Amin Mosque, Deli Serdang”. International Journal Of Education, Social Studies, And Management (IJESSM), vol. 5, no. 1, Jan. 2025, pp. 146-52, doi:10.52121/ijessm.v5i1.605.